Do you need to protect against damage to your neighbor's house?

A leak or a fire that that might cause damage to your neighbour's property can bring you a massive headache, if you happen to overlook the important Third Party Liability feature in the purchase of your home insurance protection.

Here's a useful article on the importance of home insurance, which has been highly neglected. In motor insurance where the third party liability insurance is mandatory, it is not the same for home insurance.